California Bankruptcy Attorney
The Role of Bankruptcy in Foreclosure Defense
Despite the passage of the creditor-friendly Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, the Bankruptcy code is a powerful tool in the foreclosure defense arsenal. Bankruptcy can be used as your main strategy or as your last resort. The filing of a bankruptcy petition automatically freezes or “enjoins” the foreclosure sale in most cases and buys you some breathing room. Bankruptcy can be used to eliminate or “discharge debt,” avoid liens on your property; reorganize your debts or both. Truth in Lending violations, payment disputes and litigation can be pursued while you are under the protection of the bankruptcy court. The bankruptcy system is set up to give you a fair shot at saving your home or to give you a “fresh start” if you can’t.
By working with a California bankruptcy attorney, you can utilize this powerful tool to your advantage if you are facing foreclosure. At the Law Office of J. Arthur Roberts, we are experienced in dealing with bankruptcy as a foreclosure defense. Headed by attorney Joseph Arthur “Joe” Roberts, we have the knowledge and the resources necessary to help. We help clients throughout California from our offices in Newport Beach. Some of the specific counties we serve include Orange County, Los Angeles, Ventura and Riverside.
There is no question that a skilled lawyer can make all the difference in your financial future. At the Law Office of J. Arthur Roberts, our commitment is to helping our clients reach their financial goals.
How a Los Angeles, Orange and Riverside County Bankruptcy Lawyer Can Help
Whether you are looking to file a Chapter 7 or Chapter 13, a lawyer will be essential in offering you legal counsel regarding filing for bankruptcy in California. Your lawyer can help you determine which form of bankruptcy you qualify for and will be best for your financial future. When you decide to file a Chapter 7 or 13, your attorney can then help you file the petition and follow through with it.
Contact a California bankruptcy attorney at the Law Office of J. Arthur Roberts today!
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